Workers compensation is complex, and employers must understand its intricacies.
Employers have a legal responsibility to their employees to provide a safe workplace. However, accidents can happen even when every reasonable precaution has been taken.
The State of Georgia requires businesses to purchase workers’ compensation insurance. This insurance is designed to protect employers from lawsuits resulting from workplace accidents.
Also, it intends to provide medical care and compensation for lost income to employees hurt in workplace accidents.
Given the major part workers compensation plays in every business, there are many key aspects to consider when selecting an insurance provider:
Securing the best rates for your business to profit
Knowledge of the best doctors and facilities in the area
Immediate and detailed claims handling
Risk management and safety programs to fit your business
Knowledgeable representatives when questions arise
Of course, these are just central aspects among the many key aspects that employers need to consider when dealing with workers compensation. So when you consider purchasing a workers’ compensation policy, be sure you are looking at ALL the factors within controlling the “true” cost of workers’ compensation.
If this seems overwhelming, no need to worry! Feel free to look around our website and schedule some professional consultation with RCI.